Insuring your nonprofit organization can be tricky at best. There are gaps in many of the charitable immunity laws you may not be aware of. Our agents at Huesman Insurance Group, LLC can assist you in finding the right company for your non profit insurance needs at a fair price. Many nonprofits are operating on the type of budget that can’t survive a large unexpected expense. The best way to protect your organization is to have to right coverage.
Non Profit Insurance Options
In general, if an auto is used in tasks related to the operator’s occupation, profession or business, other than commuting, a commercial policy is necessary.
General Liability Insurance
This will protect your organization against accident claims that could arise from someone (other than an employee of the organization) being involved in an accident while on your property. Your employees would be covered by your Workers Compensation policy.
Own or rent, you want to protect the things that could be lost during an unexpected event like a natural disaster, vandalism or other occurrence. This could include furniture, equipment, computers, machinery and other items of value.